Knox Street SE
2803 Knox St SE, DC 20020
$360,000
Open House Schedule (Click Here)
Currently accepting applications until November 24
Ownership type: Shared Equity – Land Trust
Mortgage type: Third Party Mortgage – estimated $3,000-$3,300/month before down payment assistance
Welcome to the Knox St townhome! An affordable, refurbished single-family townhome opportunity in DC. This 3-bedroom, 3.5-bathroom townhome has 3 stories and is in the Buena Vista neighborhood. The home accommodates up to five people and includes a private garage, parking pad, private deck, and enclosed backyard. This affordable homeownership opportunity is offered in partnership with Habitat for Humanity and Douglass Community Land Trust.
Enjoy comfort, style, and affordability in this vibrant DC community.
Jump to: Eligibility Requirements | Steps to Purchase a Home
About the Knox St Townhome
The Knox Street SE townhome is currently being renovated by Habitat DC-NOVA. Construction is expected to be complete in early November 2026. Applications are being accepted from October 23 through November 24.
The Knox Street SE townhome will be sold using a third-party mortgage, meaning Habitat DC-NOVA will help the homebuyer secure a mortgage from a lender.
The estimated monthly mortgage payment for a family of 3-5 people is expected to be between $3,000-3,300 without the use of down payment assistance programs. The monthly mortgage payment is inclusive of taxes, homeowner’s insurance, mortgage insurance, and the land lease fee. Habitat DC-NOVA also helps our homebuyers apply for the DC Lower Income Homeownership Exemption which provides 5 years of tax abatement and lowers your monthly payment.
The Knox St Townhome was developed by Habitat for Humanity of Washington D.C. & Northern Virginia (Habitat DC-NOVA). This community was made possible in part by a partnership with Douglass Community Land Trust. That means that the land will belong to the Land Trust, and the home will belong to the homeowner. This allows the home to cost less and remain affordable forever, while the homeowner can still gain equity from the sale of the home. Learn more about the Douglass Community Land Trust.
For additional questions, please get in touch with Eli Echavarria, Family Services Coordinator, at eli.echavarria@habitatdcnova.org
Knox St Townhome is an Affordable Ownership Opportunity
This townhome has affordability covenants, and maximum income limits apply. To qualify for purchasing these properties, a median family income (MFI) of 30-80% is required.
| FAMILY SIZE | MINIMUM INCOME (30% OF MFI) | MAXIMUM INCOME (80% OF MFI) |
|---|---|---|
| 1 | $34,900 | $93,016 |
| 2 | $39,800 | $106,304 |
| 3 | $44,840 | $119,592 |
| 4 | $49,800 | $132,880 |
| 5 | $53,850 | $143,510 |
| 6 | $57,850 | $154,141 |
| 7 | $61,750 | $164,771 |
Steps To Buy A Home at Knox St
Learn about our Program
To get started with our program, join us for an information session. We hold them every week, both in-person and online – check out our schedule here! Please note buyers must attend an information session as part of the application process.
Come to an open house
See our schedule of open houses online here. We will host open houses every weekend during the application window from 10/23-11/25. Please note buyers must attend a showing or open house as part of the application process. If you are not available during one of the open house options, please contact our staff about scheduling a showing.
Connect with a lender: We will have lenders on site if you’d like to apply for a pre-approval for the units while at the open house! If you are interested, please bring to the open house: ID, Last Two Paystubs, Last Two Years W2, Last Two Years Federal Taxes, Last Month Bank Statements.
This is still an active construction site so no one under 16 is allowed to enter the homes.
Complete the Habitat DC-NOVA Homeownership Application
Applications will be accepted for this home from Friday October 23, 2026 through 5:00PM on Tuesday November 24, 2026.
Applications are processed when fully complete. Applications are available by on our website by clicking the button below and in our administrative office at 4245 N Fairfax Drive, Suite 650, Arlington, VA 22203. Please read the application instructions for how to fill out and submit the application.
If you’re ready to start the application process, we encourage you to obtain a pre-approval from a lending institution. You are welcome to use any lender you like, and Habitat can connect you to our network of lenders as well. Contact us for more information.
Knox St Townhome Purchaser Qualifications
Purchasers must meet all of the following:
- First-time homebuyer (having not owned real estate in the last 3 years)
- Primary residency or at least one applicant with full-time employment in DC, Alexandria, Falls Church, Fairfax, Fairfax County, or Arlington County for the last 12 months or more
- Total household income falls between 30-80% of Median Family Income (MFI) as defined annually by the U.S. Department of Housing and Urban Development. The 2026 limit was $166,100.
And meet at least one of the following need-based requirements:
- Currently living in an unsafe surrounding environment
- Residing in temporary housing
- Living in subsidized housing or participating in a housing voucher program
- Overcrowding
- Rent burden (paying more than 30% of monthly income on rent)
- Heating, electrical, plumbing, or structural deficiencies
Ability to Pay:
Purchasers must meet all of the following:
- If wages or salary are primary sources of income, a 2-year work history that includes a minimum of 6 months with the current employer and any gaps in employment must be explained
- If self-employed, must have 2 years of documented, stable income with the last 6 months in the same line of work
- Income can reasonably be expected to continue for 3 years or more
- Current credit reports free of unpaid collection, judgment, and liens
- Current credit reports must not show bankruptcy in the last 3 years or foreclosures in the last 7 years
- Tri-Merge middle credit score of 620+
- Quality for non-subprime or approved alternative third-party financing
- Total debt to income ration, including new housing cost must be less than 43% of your monthly income
- Show at least $2000 in current bank statements, no account overdrafts in the last two months, and bank statements or proof of assets not to exceed 10% of the fair market value
Willingness to Partner:
Douglass CLT and Habitat DC-NOVA want to ensure that people who are normally priced out of homeownership have an opportunity to build some equity while keeping the home affordable for the next buyer. When (and if!) homeowners sell their house, the new price will be calculated so that they gain financially, but the home is still affordable to someone at a similar income level.
Homebuyers now complete 50-100 partnership hours, including homebuyer education, financial education, and community service, as part of the program requirements.
Questions?
Please email Eli Echavarria, Family Services Coordinator, at eli.echavarria@habitatdcnova.org and reference Knox St.
In accordance with Federal, State, and Local Fair Lending Laws, Habitat DC-NOVA does not maintain a waiting list of applicants and does not discriminate on the basis of race, color, national origin, religion, sex, disability, familial status, elderliness, source of funds, sexual orientation, gender identity, military status or marital status. The number of applicant households approved for Habitat DC-NOVA home ownership is driven by the availability of developed properties.